
Its time to achieve Financial Freedom
Calculating...
Mortgage
Enter your current mortgage details and information to compare against a First Lien HELOC refinance option.
$
$
$
Escrow
$
$
$
Calculate Your Personal Cash Flow
0
300
0%
Total Monthly Income
Your household income is00.00%
of national average0
300
0%
Total Monthly Expenses
Your household expenses is00.00%
of national averageDo not include your mortgage
payments in this figure
Your Household Profit is:
Using the maximized cashflow strategy, this would be your monthly contribution to your loan
$ (Income - Expenses)
First Lien HELOC
%
$
Based on your information,
our calculations show you are a
The interest rate exceeds the rate of paydown in your numbers.
We do not recommend this strategy for you at your current Cashflow

You could Save
$ 200,000
on the total cost of
your home

How many years to pay off?
14 Years
By switching from a year mortgage
and using the Maximized Cashflow Strategy
with your current income and expenses ratio.
First Lien HELOC
Mortgage
First Lien HELOC
Total Cost
$
0000
Paid in Interest
$
0000
Actual Cost of Funds
0000
%
Equivalent Interest Rate
coming soon
%
Mortgage
Total Cost
$
0000
Paid in Interest
$
0000
Actual Cost of Funds
0000
%
Interest Rate
0000
%
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Ready to unlock the details of how to pay off your home in years?
Want to see a side by side comparison against your current mortgage? Provide your information below to reveal your home pay down strategy.
Potential Savings
Mortgage
First Lien HELOC
Side by side comparison

You could Save
$ 200,000
on the total cost of
your home

Paid Off how much sooner?
14 Years
By switching from a year mortgage
and using the Maximized Cashflow Strategy
with your current income and expenses ratio.
First Lien HELOC
Mortgage
First Lien HELOC
Total Cost
$
0000
Paid in Interest
$
0000
Mortgage
Total Cost
$
0000
Paid in Interest
$
0000

Total Loan Cost
$ 450,000
Principal + Interest Paid

Total Interest Paid
$ 100,000
The total you paid to borrow your
principal balance.
Monthly Payment
Timeline
Interest Rate
Monthly Payment
Monthly Payment
$
0000
Timeline
Years to Payoff
Yr
0000
Total Payments
Yr
0000
Interest Rate
Interest Rate
%
0000
Effective Interest Rate
Yr
0000
Mortgage Payment Schedule
Mortgage Loan Information
Payment Schedule
Pmt No. | Pmt Date | Beginning Balance | Interest Payment | Toward Principal | Ending Balance | Cumulative Interst | Equity Gained | |
---|---|---|---|---|---|---|---|---|

Total Loan Cost
$ 450,000
Principal + Interest Paid

Total Interest Paid
$ 100,000
The total you paid to borrow your
principal balance.
Monthly Payments
Maximized Cash Flow Strategy
Interest Rate
Monthly Payments
First Month's Interest Only Payment
$
0000
Average Interest Only Payment
$
0000
Maximized Cash Flow Strategy
Average Monthly Household Payment
$
0000
Years to Payoff
Yr
0000
Interest Rate
Interest Rate
%
0000
Effective Interest Rate
Yr
0000
First Lien Heloc Payment Schedule
First Lien Loan Information
Payment Schedule
# | Pmt Date | Interest | Beginning Balance | Minimum monthly payment (interest only) | Principal Reduction | Ending Balance | Total Interest | Total Equity Gained |
---|---|---|---|---|---|---|---|---|
|
|
|
---|---|---|
Mortgage Terms |
Heloc Terms |
|
Principal Loan Amount |
$
|
$
|
Annual Interest Rate |
%
|
%
|
Term (years) |
|
|
Escrow Information |
||
Annual Homeowners Insurance |
$
|
$
|
Annual Property Taxes |
$
|
$
|
Annual Total |
$
|
$
|
Payment Information |
||
Average Monthly Payment |
$
|
$
|
Monthly Excrow Payment |
$
|
$ 0
|
Total |
$
|
$
|
Total Interest |
$
|
$
|
Total Cost |
$
|
$
|
Side by Side Comparison |
||
|
| |
Mortgage Terms |
Heloc Terms |
|
Principal Loan Amount |
$
|
$
|
Annual Interest Rate |
%
|
%
|
Term (years) |
years
|
years
|
Escrow Information |
Escrow Information |
|
Annual Homeowners Insurance |
$
|
$
|
Annual Property Taxes |
$
|
$
|
Annual Total |
$
|
$
|
Payment Information |
Payment Information |
|
Monthly Payment |
$
|
$
|
Monthly Excrow Payment |
$
|
$
|
Total |
$
|
$
|
Total Interest |
$
|
$
|
Total Cost |
$
|
$
|